Second Hand Tata Tiago vs Maruti Suzuki Swift: Which Used Hatchback Offers Better Value in 2025

The Indian car market is home to many efficient and reliable hatchbacks, with the Tata Tiago and Maruti Suzuki Swift being two of the popular models on offer. Buying a used hatchback is a good way to get your first car and a second hand Tata Tiago and a used Maruti Suzuki Swift are both great choices.

To decide which used hatchback car should you buy, it is important to understand the strengths and weaknesses of a used Tata Tiago and a second hand Maruti Suzuki Swift. In this article, we take a look at the average used selling price, the depreciation, powertrain options and service intervals of both cars to find out which one is better suited to your needs.

Current Resale Value: Second Hand Tata Tiago vs Second Hand Maruti Suzuki Swift

The Tata Tiago and Maruti Suzuki Swift compete in the same segment, and are of a similar size. However, the asking price of a new Tata Tiago is up to ₹ 1.5 lakh less than that of the Maruti Suzuki Swift. This disparity is also evident in the average used selling price of both cars and their minimum and maximum price in the second hand car market.

Note: The used car prices shown are calculated for vehicles MY 2014 and above and with mileage under 1 lakh kilometres. 

Key Talking Points About Resale Value

• A used Tata Tiago has a lower average selling price than the Maruti Suzuki Swift: There is a ₹ 40,000 difference in the average price of a used Tata Tiago and a second hand Maruti Suzuki Swift.

   

• Minimum used car price is similar for the Tata Tiago and Maruti Suzuki Swift: The lowest price for a used Tata Tiago is ₹ 63,000, which is only ₹ 5,000 less than the Maruti Suzuki Swift. These are some of the cheapest cars in the second hand car market.

   

• Lower variants of the Maruti Suzuki Swift depreciate more than the Tata Tiago: New car prices for the lowest variants of the Tiago and Swift have a price difference of ₹ 1.49 lakh. However, in the used car market, the lowest variants have a ₹ 5,000 difference.

   

• Higher variants of a used Maruti Suzuki Swift command a premium over Tata Tiago: The most expensive used Swift is priced at ₹ 8.30 lakh, and compared to the ₹ 7.20 lakh commanded by a used Tata Tiago. Apart from the Maruti Suzuki badge, this is also because a Swift offers better reliability and efficiency.

   

• Used car prices for higher variants of the Tata Tiago and Maruti Suzuki Swift have similar price gaps as new car prices: Top variants of a new Tata Tiago and Maruti Suzuki Swift have a price difference of almost ₹ 1.20 lakh. A similar disparity is also evident in the used car market.

What This Means For You As A Buyer

If you are going to be treating your car as an investment, and want to recover the maximum value when you sell it, then a second hand Swift is going to be the right car for you. It commands a premium just for being a Maruti Suzuki vehicle, and over the ownership period, it will prove to be more efficient and reliable as well.

On the other hand, if you want a lower cost of acquisition and aren’t worried about retaining value, you should opt for a used Tata Tiago. You will have to spend less to go after a top variant, which will come specced with better features and will offer a better ownership experience.

Depreciation Rates Over 5 Years: Used Tata Tiago vs Second Hand Maruti Suzuki Swift

Depreciation is a silent killer of a car's resale value. However, it is not uniform in how it erodes the value of a car. The Tata Tiago and Maruti Suzuki Swift both undergo depreciation at different rates. In the table below, we have listed the depreciation rates of both these hatchbacks over a period of five years.

Depreciation Insights and Takeaways

• The rate of depreciation in the first year is similar: The Tata Tiago depreciates slightly more in the first year (26.27%), however, a Maruti Suzuki Swift also loses 26% of its value in the first year. 

   

• Tiago’s depreciation slows down in the second year: In the second year, a Maruti Suzuki Swift (30%) depreciates slightly more than the Tata Tiago (29.63%). 

   

• Depreciation of the Swift slows down in the third year: The Tiago depreciates 0.74% faster in value than the Swift. This is the biggest gap in their depreciation rates over a 5 year period.

   

• Tiago narrows the gap in the fourth year: The Tiago’s rate of depreciation is slightly arrested in the fourth year, however, it continues to lose more value than the Swift.

   

• Swift opens up the gap in the fifth year: The Swift once again sees an arrest in its rate of depreciation, opening the second widest gap over the Tiago in a period of five years.

Engine Options and Driving Experience: Tata Tiago vs Maruti Suzuki Swift

The Tata Tiago and Maruti Suzuki Swift both feature a petrol engine with the option of CNG.

Tata Tiago Engine and Transmission Options

• 1.2 litre petrol engine - 5 speed MT / 5 speed AMT
• 1.2 litre petrol with CNG engine - 5 speed MT / 5 speed AMT

Maruti Suzuki Engine and Transmission Options

• 1.2 litre petrol engine - 5 speed MT / 5 speed AMT
• 1.2 litre petrol with CNG engine - 5 speed MT

Driving Feel and Performance Observations

• The Swift’s petrol engine feels smoother than the Tiago’s by a small margin. It also revs more freely, despite both of them being three cylinder engines. Previous generation Swift’s had a four cylinder engine, and they were noticeably peppier to drive.
• Both cars feature an AMT for those who want an automatic. The Swift’s AMT unit shifts gears more smoothly than the Tiago’s.
• The Tiago and Swift both feature CNG options. However, the CNG Swift is only available with a manual transmission. The CNG Tiago can be had with manual and automatic transmission options.
• The Tiago offers a more absorbent ride quality and is also more stable at highway speeds.
• The Swift feels more nimble in city traffic because of its lesser weight, which is also well distributed across the car.

Maintenance Cost Comparison: Tata Tiago vs Maruti Suzuki Swift

The maintenance cost of a car is integral to the ownership experience, especially in the case of second hand cars. In the tables below, we have compared the maintenance costs of the two hatchbacks.

Tata Tiago Maintenance Cost

Maruti Suzuki Swift Maintenance Costs

Maintenance Insights

• Different service intervals: The Tata Tiago requires a service at every 15,000 km whereas the Maruti Suzuki Swift needs to be serviced every 10,000 km.
• Tiago has a lower maintenance cost: Over a 5 year period, the Tiago has a lower service cost than the Swift, with a difference of roughly ₹ 3,500.
• Tiago has a lower per kilometre service cost: Furthermore, as the Tiago requires a service over longer distance intervals, its per kilometre service cost is substantially lower than the Swift. This will be beneficial for those who drive more than 10,000 km in a year. 

Conclusion

The price of a new Tata Tiago is generally lower than the price of a new Maruti Suzuki Swift. This is indicative in their used car pricing as well. A second hand Tata Tiago has a lower average, minimum and maximum selling price in comparison to a second hand Maruti Suzuki Swift. If you are on a strict budget, then you should opt for a used Tiago. However, if you plan on selling the car in a few years and want to retain maximum value, you should opt for a second hand Maruti Suzuki Swift.

A second hand Tiago will also be cheaper to maintain and offers more flexibility when it comes to service intervals. If you drive close to 15,000 km in a year, then the Tiago is substantially cheaper to maintain than the Swift. Once again, a second hand Tata Tiago is the better option if you want to lower your maintenance costs. However, a second hand Maruti Suzuki Swift will prove to be more reliable.

If you are opting for a second hand car, it is advisable to buy a car that is still in its warranty period. Alternatively, any used car sold through CARS24 is covered by a standard 30 days/1500 km warranty. Additionally, you can also opt for a 12 months or 15,000 km extended warranty on purchasing a used Tata Tiago or Maruti Suzuki Swift via CARS24.